Trinetra Third Eye Services provides employment purpose credit reports that deliver a profile of the subject’s financial history for the past Nine years, including charge-offs, collections accounts, public records, trade lines, bankruptcies, judgments and monthly payment histories. A CIR is an individual’s credit payment history across loan types and credit institutions over a period of time. A credit reports does not contain details of candidate’s savings, investments or fixed deposits. It is calculated based on one’s credit behavior as reflected in the ‘Accounts’ and ‘Enquiries’ section of CIRA. Any default on the payment of the loan by the principal applicant, will affect Credit Score. A recent study by the Society for Human Resource Management (SHRM) showed that 60 per cent of employers pull current and potential employees' credit reports. This is done to determine the financial stability of candidates. It includes a person's credit history with detailed information of their credit accounts and loans, bankruptcies, and late payments, apart from their personal information. It is issued by licensed Credit Information Companies. in order to evaluate several personal attributes such as reliability and honesty. It is extracted that the bad credit scores would imply that the person is bad at managing his finances which is bound to impact his performance at work. Moreover, it can also be related to dishonesty attribute of candidates and a potential threat to the workplace. credit report can reveal habits such as living beyond one’s means and ownership of large debts with no immediate method of repayment that may be indicators of financial irresponsibility that could affect the workplace.

Employers must use caution when deciding when to use credit reports to make sure that personal financial circumstances are related to the job function or security requirements.

Professional License/Credential Verification-Please check these checks are not been conducting by us however mentioned here for further

Professional license verifications are available for any license issued by a state or federal licensing board or agency. Trinetra Third Eye services conducts primary source verifications of license held, current status, and expiration date with the licensing board in question. In addition to basic license verification, any additional certifications, restrictions, reprimands, or other license related information are also reported. Common license verifications include but are not limited to:

• CPA, Attorney, Lawyers

• Teacher, Registered Nurse,

• Licensed Practical Nurse,

• Physician,